Bankable model of Mesodopsis orientalis (Mysids)
Keywords:
Mysids, Acetes, Economical importance, IRR, value added productsAbstract
Mysid play an important role in use as food for human beings, and as food of fishes, mysids play a very important part in the economy of the sea also. Mysid fisheries in the study area is considered an extremely traditionally self-operating fishing method with sari net without employing any crafts and gears. It does not require any equipment like craft and engine as it is utmost required for Acetes fisheries. Mysids are collected using hand trawl made of sari net during low tide period at surface water from coastal, estuarine and saltpans regions during spring as also nip tides in waning and waxing period irrespective of moon phase and tidal conditions of every month manually during May 2016 to December 2017. The internal rate of return (IRR) of mysid fisheries more than 50 % i. e. 287 % with Benefit Cost of Ratio (BCR) at 15% 1: 2.52 and Net Present Worth (NPW) at 15% is 85990 in mysid fisheries. As such, the traditional mysid fishing method is found technically feasible and economically viable. Even if any fisherman can avail the bank loan assistance, since, the traditionally self-operated mysid fisheries is economically viable and bankable as well. The repayment schedule indicates that the principal amount of bank loan with interest can be repaid in three years with a first year as a grace period when only interest could be paid. This has certainly enlightened that Mysid fisheries is more than just as a livelihood.
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